Mortgage Calculator

Designed to help you gain personalized insight into what home loan works best for you.

Mortgage Application

Apply with confidence using our secure online application form. It’s fast, simple, and secure!

Glossary of Terms

The financial world has it’s own language that can seem daunting. We’re here to help!

No Fee Mortgages

We get our fees from qualified lenders, not from you – that means we do all the shopping to find you the best rate possible.

Refinancing Your Home

Do you have a big purchase coming up? Or would you like to pay off some of your debts? Ask us about refinancing your home – use the equity you have in your home to help you and your family get ahead in life!

Mortgage Insurance

We work with the top insurance carriers across the country to provide the best products and prices for you.

Rental Properties

The rules have changed – learn how to buy investment property with little to no money down.

1st, 2nd, 3rd Mortgages

Mid Island Mortgage provides first mortgages, second mortgages, and third mortgages. We’ll do any purchase deals whether it’s your first or 100th home purchase.

Stress Free

We help first time home buyers understand the mortgage process to help reduce stress. We’re thorough, upfront, and review each step so you won’t be overwhelmed.

Let us introduce ourselves…

A few words about us

Mid Island Mortgage & Savings has been operating in Nanaimo since 1985, and has worked diligently to make sure that everyone walking through our doors receives the best mortgage available.  By staying up-to-date with everything going on in the mortgage industry, we can focus on our only goal – providing the best mortgage options to you.

The beginning of a legacy…

How it all came to be

John Decker started Mid-Island Mortgage & Savings Ltd. in the early 1980’s with high hopes and big dreams. John had spent numerous years in the financial world before opening up his own company. John helped make Mid-Island Mortgage a recognizable name, and an approachable company servicing his clients needs and wants.


What our clients say about us

Dave and I have found your customer service to be friendly and very efficient and we would highly recommend you…

You are so great to work with, thank you! I really appreciate all the info.

Thank you so very much for all your hard work Jenn. You most definitely have our recommendation to friends and family.

Thanks Jen! We’re really excited. Thanks for all your work on this.

We’d love to sit down with you

Visit us at our office

Financing your home is an incredibly important process. Our dedicated loan experts will earn your trust from start to finish. Come visit us to see how we can help you.

Stay up to date

Latest News

Mid-Island Mortgage & Savings Ltd. & the Christmas Angels…

Mid-Island Mortgage & Savings Ltd. & the Christmas Angels…

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