- Get a head start on research:
Read articles online, newspapers, magazines and informative blog posts like this one. This will give you a better idea of housing trends in your area.
- Figure out your budget:
Most lenders recommend that people look for homes that cost no more than three (3) to five (5) times their annual income if the buyer is planning to make a 20% down payment and have a moderate amount of debt.
- Get pre-qualified or pre-approved for credit:
Before you start your new home search, you need to know how much you can spend. The ideal way is to get pre-approved for a mortgage. To get pre-qualified, you simply need to provide some financial information to one of our trusted mortgage brokers; for example, your income, savings, investments and assets. Your broker will review this information and inform you of your budget of the new home you should be looking for.
Schedule an appointment with one of our knowledgeable mortgage brokers today!
Call 250 753 2242 – We are open Monday to Friday from 9 am to 5 pm. Kevin Decker can also be reached after hours at 250 619 2262 and Jason Barudin can be reached at 250 668 2203.
“LIKE” our Facebook page or “SHARE” this post to be entered into our quarterly draw for a $150.00 gift card!!!
We thrive off of your continued support and referrals. Let us reward you for helping us get our name out into the community! Please mention who referred you or how you heard from us, when filling out your mortgage application. The name you give us will also be entered into the same draw for coming in to see us!
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