University will start in the Fall. For some of our kids that means seeking accommodation options. Perhaps your looking to buy a second home to reside in for commuting purposes, or want to buy a vacation property to enjoy. Others might want to purchase a property to move a family member closer. Canadians are […]
Death. There, I said it. Losing a loved one is one of the most difficult things a person can face. Being left to navigate the estate process can be daunting. However, with prudent planning, the people left behind can grieve their loss and support the wishes of their loved one. Make a plan for […]
Self Employed : Mortgages Being self employed has many advantages, like setting your own schedule and being your own boss. You also have the advantage to write off items to decrease your taxable income. This is great when it comes time to pay the Government, but can create challenges when you are planning on borrowing. […]
Crunch the Numbers The Spring market is here! Many buyers have been patiently waiting things out–watching the interest rates, and housing prices. For buyers who continue to question if now is the time, we’ve done it for you, crunch the numbers that is. Any way you slice it, by comparing March 2023 statistics to those […]
Reverse mortgages have had a bit of a bad rap. Here’s some of the stigmas they hold, and why they have their place as a financial tool, especially in today’s market! Interest rates are up and cost of living is high. Everyone is working their budget–trying to pay for life, whatever that looks […]
Why Budget? Everyone knows, the cost of living has increased. Going to the grocery store, the gas pump, or a trip or to the movies all costs more. While there isn’t much that can be done about that in the short term, what is in everyone’s control? Budgeting. Work with what you have to help […]
Coming from a traditional lending background, I’ve often thought of mortgage lending as a puzzle. In order to help the client, every single piece is necessary to get them what they need. Credit has to be solid, the income both consistent and sufficient, the security (house) had to be in a good location in […]
